How bank deregulation stunts innovation in small firms - by Johan Hombert - ©AdobeStock-sunny Studio

Research has shown that deregulation of banking markets across the globe increases competition between banks, with many associated advantages. In Johan Hombert and Adrien Matray’s recent study into the effects of deregulation on innovation, however, they found an apparent disadvantage for small firms, who were seen to lose out in terms of funds and talent. 

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The cities of today face unprecedented challenges. Rural exodus and urbanization, coupled with environmental issues such as climate change, are highlighting air quality, congestion, failing infrastructure, general wellbeing, loss of social (...)

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